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COMMERCIAL


MORTGAGE LOANS

One Application, Many Lenders, Many programs


FREE TRIAL

COMMERCIAL MORTGAGE LOANS

Commercial mortgages are structured to meet the needs of the borrower and the lender.

The lender's underwriting process could be very complex, including financial review of the property and the property owner (or "sponsor"), as well as commissioning and review of various third-party reports, such as an appraisal and title. Our program makes it easy to navigate these waters

In our platform you will have access to different types of financial programs:



FUNDING TIME


PERMANENT FINANCING
60 Days
BRIDGE LOANS
21 Days
HARD MONEY
15 Days

EARNINGS POTENTIAL


Up to 5 Points






LOANS



35% Complete (success)
20% Complete (warning)
10% Complete (danger)

$25,000 TO $100 Million



QUICK OVERVIEW


Permanent financing has been designed for bankable borrowers (Full Doc borrower(s)) long and short terms programs. Borrowers with strong financials, strong liquidity, high net worth and management experience. Most loans require personal guarantees (recourse) with a few that do not.
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
AFFORDABLE HOUSING
SENIOR HOUSING
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
HOTELS
SELF-STORAGE
GOLF-COURSE
MONEY, TIME& EXECUTION
TYPICAL LOAN
$3 Million
APPROVAL TIME
72 hrs
FUNDING TIME
45 Days
POTENTIAL COMMISSION
$30,000 (1% of loan amount)
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
AFFORDABLE HOUSING
SENIOR HOUSING
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
HOTELS
SELF-STORAGE
GOLFCOURSE
MONEY, TIME& EXECUTION
TYPICAL LOAN
$2 Million
APPROVAL TIME
72 hrs
FUNDING TIME
60 Days
POTENTIAL COMMISSION
$20,000 (1% of loan amount)

QUICK OVERVIEW


Life insurance companies are portfolio lenders. Providing permanent financing for bankable borrowers, primarily long terms programs. Borrowers with strong financials, strong liquidity and high net worth individuals. Most loans are non-recourse (no personal guarantee).

Most insurance companies are represented by unique mortgages bankers that not only originate loans but also underwrite fund and service all the loans for the insurance companies. They are called conduits.

There is only a handful of insurances companies that you can work with directly.

QUICK OVERVIEW


Commercial mortgage-backed securities (CMBS) are mortgage-backed securities backed by mortgages on commercial properties. CMBS loans tend to be more complex and volatile due to the unique nature of the underlying property assets. Lenders focus on high quality properties and borrowers.
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
AFFORDABLE HOUSING
SENIOR HOUSING
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
HOTELS
SELF-STORAGE
GOLFCOURSE
MONEY, TIME& EXECUTION
TYPICAL LOAN
$5 Million
APPROVAL TIME
72 hrs
FUNDING TIME
60 Days
POTENTIAL COMMISSION
$50,000 (1% of loan amount)
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
AUTOMOTIVE SERIVICE
SELF-STORAGE
MONEY, TIME& EXECUTION
TYPICAL LOAN
$400,000
APPROVAL TIME
72 hrs
FUNDING TIME
45 Days
POTENTIAL COMMISSION
$16,000 (4% of loan amount, including rebates)

QUICK OVERVIEW


A stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. These loans are intended for self-employed borrowers, or other borrowers who might have difficulty documenting their income. Underwriting will focus on the property/asset rather than the sponsor.

QUICK OVERVIEW


Alternative (ALT) financing is similar to the stated income loan where the lender does not verify the borrower's income by looking at their pay stubs, W-2(employee income) forms, income tax returns, or other records, rather, the lender will request between 12 to 24 bank statements to verify income or another approach the lender will add the business and personal income to the cash flow and execute what is called “Global Cash Flow”. These loans are intended for self-employed borrowers, or other borrowers who might have difficulty documenting their income.
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
AUTOMOTIVE SERIVICE
SELF-STORAGE
MONEY, TIME& EXECUTION
TYPICAL LOAN
$750,000
APPROVAL TIME
72 hrs
FUNDING TIME
60 Days
POTENTIAL COMMISSION
$50,000 (3% of loan amount, including rebates)
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
MONEY, TIME& EXECUTION
TYPICAL LOAN
$5 Million
APPROVAL TIME
72 hrs
FUNDING TIME
60 Days
POTENTIAL COMMISSION
$100,000 (2% of loan amount, including rebates)

QUICK OVERVIEW


A FREDDIE MAC (FHLMC) Is a federally guaranteed program designed for Multifamily properties. Most of the loans are non-recourse and require, strong borrowers and strong properties. Top describe MSA's with a populations of at least 200,000. Typically amortized over 25-30 years, with a balloon payment due at the end of the term unless it is a amortizing portfolio loan.

QUICK OVERVIEW


The Federal National Mortgage Association (FNMA), commonly known as Fannie Mae offers federally guaranteed mortgages designed for apartments, senior housing, student housing and manufactured housing communities. Most of the loans are non-recourse, require strong borrowers with extensive management experience and strong properties. Top MSA's with a populations of at least 200,000.
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
MONEY, TIME& EXECUTION
TYPICAL LOAN
$5 Million
APPROVAL TIME
72 hrs
FUNDING TIME
60 Days
POTENTIAL COMMISSION
$100,000 (2% of loan amount, including rebates)
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
MONEY, TIME& EXECUTION
TYPICAL LOAN
$5 Million
APPROVAL TIME
72 hrs
FUNDING TIME
60 Days
POTENTIAL COMMISSION
$50,000 (1% of loan amount)

QUICK OVERVIEW


FHA is a federally guaranteed program under the government's Department of Housing and Urban Development (HUD). FHA Loans can be used for the purchase/refinance, substantial rehabilitation of multifamily or healthcare properties. Loans are non-recourse (except standard carve-outs) require Top MSA's with a populations of at least 200,000. Typically amortized up to 40 years. Strong borrowers with extensive management experience and strong properties is a must.

QUICK OVERVIEW


This type of financing is focused on the real estate as opposed to relying heavily on a borrower credit and financial strentgh. Interest rates are very high as well as lender's up-front points. This program is used once the borrower has no other option, his credit is so impaired that he has no other alternative. It is also appropriate to use it when you need speed a quick closing.
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
AUTOMOTIVE SERIVICE
SELF-STORAGE
and much more
MONEY, TIME& EXECUTION
TYPICAL LOAN
$500, 000
APPROVAL TIME
72 hrs
FUNDING TIME
30 Days
POTENTIAL COMMISSION
$20,000 (4% of loan amount)
PROPERTIES FINANCED
MULTIFAMILY
MIXED-USE
GARDEN APARTMENTS
RETAIL
OFFICE
LIGHT INDUSTRIAL
WAREHOUSE
AUTOMOTIVE SERIVICE
SELF-STORAGE
MONEY, TIME& EXECUTION
TYPICAL LOAN
$4 Million
APPROVAL TIME
72 hrs
FUNDING TIME
30 Days
POTENTIAL COMMISSION
$80,000 (2% of loan amount)

QUICK OVERVIEW


A bridge loan is a temporary financing instrument (short term loan), designed specifically to exceed the expectations of the experienced borrower with a clear exit strategy. Bridge loans are perfect for, foreclosure acquisitions, refinancing maturing loans, property that do not cash flow, vacant buildings, rehabilitation financing, non-stabilized properties, etc.


TERRITORY

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